Personal Banking
Banking That Grows With You
There is no one-size-fits-all in personal banking. We offer checking, savings, and lending designed to meet you where you are, whether you are just starting out, raising a family, or planning what comes next. You get straight answers and a banker who knows your name.
Checking
Everyday Checking, Simplified
Regular Checking
A straightforward account for everyday spending and bill pay.
Interest Checking
Everyday access with interest earned on your balance.
Club Checking
Added benefits for members who want more from their checking.
Savings
Put Your Money to Work
Regular Savings
A simple foundation for building your reserve.
Christmas Club Savings
Set aside a little all year and have it ready for the holidays.
Money Market
Higher earning potential with the flexibility to access funds.
Certificates of Deposit
Fixed terms and dependable returns for money you can set aside.
IRA Accounts
Tax-advantaged saving for the retirement you are planning.
Personal Lending
Credit Decisions Made Locally
Auto, personal, and secured lending, underwritten in Franklin by people who understand this market. You will talk to the person making the decision, not a call center.
Your banker
Talk to a Real Person
Every Harpeth relationship starts with a conversation. Call the banker who fits what you need, and they will pick up.
Digital banking
Your Bank, In Your Pocket
Check balances, move money, deposit a check, and freeze a misplaced card from anywhere. Free to enroll, secure by design, and available around the clock.